When you purchase an automobile, you are required to purchase automobile insurance. Laws in your state will dictate the amount of coverage you need to buy to fulfill all insurance requirements. However, many vehicle owners base their insurance purchases on cost alone and end up not knowing much about the actual coverage they will receive if an accident occurs. What kind of insurance do you carry? What levels of coverage do you have under your insurance? When and how does your insurance cover you? Unfortunately, for many consumers, insurance companies tend to keep their customers in the dark concerning the insurance products they sell. One area of insurance that you should be familiar with is Florida’s No-Fault Law.
The Florida No-Fault law is an agreement between the insurance companies and the Florida Legislature. Under this provision, insurance companies are required to provide a certain level of coverage for insured accident victims regardless of who is at fault. This coverage is known as Personal Injury Protection or PIP. However, under this law, a victim of an auto accident is only allowed to file a claim against an at-fault driver if the victim sustains a permanent injury which may come as a surprise to many.
Dealing with the aftermath of an auto-accident can feel like a complex web of legal issues. Don’t go it alone! When you are involved in an accident, it is time to get the legal representation you deserve, including a lawyer that can explain everything to you in understandable layman’s terms. For a lawyer with your best interests in mind, contact BOCA LAW toll-free at 855-262-2529. We have the knowledge to represent you in your accident litigation, and always explain every aspect of your case in detail with you.